PLANSPONSOR June-July 2019

Alison Cooke Mintzer (photo by Chris Ramirez)

Retirement Visualization

While plan sponsors really can’t control much in the way of participant behavior they can work with advisers and recordkeepers to encourage participants to consider what they might want their life to look like in the future.

Fee Importance

There has been continued industry emphasis on plan and investment fees, with many insiders attributing this to the start of 408(b)2 and 404(a)(5) disclosures and then the subsequent waves...

Revenue Sharing on the Decline?

Revenue sharing allows a plan sponsor to pay all or a portion of retirement plan administrative fees through payments received from the plan’s investment options. Revenue-sharing fees are those...

Rules and Regulations

SECURE Act Passes HouseOn May 23, the U.S. House of Representatives passed H.R. 1994, the Setting Every Community Up for Retirement Enhancement Act, commonly referred to as the SECURE...

Talking Points

Health Savings Accounts Grow Source: Devenir The Up-Side of ‘Volatility’ “It’s one of those words that in a strict, technical sense is neutral, but nonetheless it gets a bad...

Testing Participant Data

Plan sponsors required to file a financial audit along with their Form 5500 should know how regulators use the information and how to pick the best auditor.

Tackling Student Loan Debt

Stress over financial issues has led many employers to expand programs to create a healthier, more productive workforce. Nearly one-third of respondents to an Employee Benefits Research Institute (EBRI)...

Hardship Withdrawals Spike

The Bipartisan Budget Act of 2018 makes it easier to draw money directly as a hardship withdrawal without first getting involved in the loan process.

Fee Variations

Having numerous options, plan sponsors need to make conscious decisions about managing their expenses and policies.

Consider This

Five hot-button issues plan sponsors need to cover in provider searches.

A Balancing Act

Levels of analysis are used to gauge when to hire or fire a fund manager.